Your deposit is exposed to the blended performance and risk of the vault’s full allocation, not a single reserve. If the curator changes allocations, your future exposure changes with them.
Vault APY moves over time based on the underlying markets and reserve conditions. There is no guarantee that current rates will persist. See How to Earn and Track Yield for what drives the changes.
Small withdrawals are usually covered by the vault buffer, but larger withdrawals can depend on liquidity in the underlying reserves. During periods of high utilization, access to your liquidity may be slower.
Earn Vaults are easier to use, but they still depend on lending market conditions. Passive management does not mean zero risk.For the full mechanics behind Earn Vaults, including yield calculations, allocation details, and withdrawal behavior, see the Kamino Lending Vaults docs.
