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Earn Vaults let you earn optimized yield on a single token without managing lending markets yourself. Instead of choosing which lending markets to use, you deposit into a vault and the vault handles the allocation for you. The vault’s capital is managed across Kamino lending reserves, and your position earns from that blended exposure. Kamino Earn homepage

Why use Earn Vaults?

Earn Vaults are designed for users who want a more hands-off way to earn optimized yield. They may be useful if you want to:
  • Deposit a single token and start earning yield
  • Avoid choosing and managing individual lending markets yourself
  • Get exposure to a managed allocation across multiple reserves
  • Earn yield that compounds automatically over time
  • Benefit from automatic optimization and rebalancing across Kamino markets

Guides

Key Concepts

What you need to know before depositing.

Supplying Assets

Deposit into an Earn Vault step by step.

Withdrawing Assets

Redeem your vault shares and withdraw tokens.

Earning Yield

Track your position and understand how yield accrues.

Reference

Interest Rates

How vault APY is determined and why rates change.

Risks

Allocation risk, yield variability, and liquidity constraints.