- Cross Mode: The default mode allowing multiple collateral and debt assets
- Isolated Mode: A specialized mode for single collateral/debt pairs with enhanced liquidity
Cross Mode
Cross Mode is the default position mode in Kamino Lend. In Cross Mode, a user can have multiple collateral assets and debt assets in the same position. This approach enables:- Multiple collateral assets deployed simultaneously
- Multiple borrowable assets within one position
- Cross-collateralization benefits
- Generally more conservative risk parameters
- Reduced overall borrow capacity compared to Isolated Mode
Isolated Mode
Isolated Mode is a new feature that allows customized risk configurations for specific collateral/debt combinations in a single market. Key characteristics:- Single collateral asset requirement
- Single debt asset requirement
- Enhanced borrow capacity relative to Cross Mode
- Less restrictive risk parameters
- Available only for eligible asset pairs
Mode Selection Guide
Choose Cross Mode when:- You want to cross-collateralize multiple assets
- You prefer maintaining diverse positions
- You’re targeting a specific collateral/debt pair
- You need greater liquidity access
- You want higher loan-to-value (LTV) ratios
Toggling Between Modes
From Isolated to Cross: You can switch freely if Cross Mode has sufficient liquidity to support your position. From Cross to Isolated: Requires an eligible collateral/debt combination. Not all asset pairs support Isolated Mode.Available Isolated Pairs (Beta)
Currently supported pairs include:
- SOL/PYUSD (Main Market)
- USDC/USDT (Main Market)
- LST/SOL pairs (Main Market)
User Interface
Users will now see a Position Mode toggle in the UI, allowing seamless switching between modes based on your borrowing strategy and market conditions.