> ## Documentation Index
> Fetch the complete documentation index at: https://kamino.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Loan Agreement

> The agreement depositors sign when they deposit into Institutional Yield

When you deposit into the Institutional Yield vault, you agree to a **Loan Agreement** with the SPV. This agreement governs your legal relationship as a depositor into the product.

The full Loan Agreement is available on request. Please contact [institutional@kamino-foundation.com](mailto:institutional@kamino-foundation.com) to receive a copy.