> ## Documentation Index
> Fetch the complete documentation index at: https://kamino.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Cross & Isolated Modes

> Learn about Kamino Lend's two position modes: Cross Mode and Isolated Mode, their features, and how to toggle between them.

Kamino Lend supports two distinct position modes enabling customized borrowing strategies based on your needs:

* **Cross Mode**: The default mode allowing multiple collateral and debt assets
* **Isolated Mode**: A specialized mode for single collateral/debt pairs with enhanced liquidity

<img src="https://mintcdn.com/kamino-3d73a151/NzevHC-DHqHL6bdB/docs/images/borrow-lend/loan-modes-comparison.jpg?fit=max&auto=format&n=NzevHC-DHqHL6bdB&q=85&s=76eb333eb6ed2e0a772c0b59f0bb0ef2" alt="Cross vs Isolated Modes" width="2334" height="1293" data-path="docs/images/borrow-lend/loan-modes-comparison.jpg" />

## Cross Mode

Cross Mode is the default position mode in Kamino Lend. In Cross Mode, a user can have multiple collateral assets and debt assets in the same position.

This approach enables:

* Multiple collateral assets deployed simultaneously
* Multiple borrowable assets within one position
* Cross-collateralization benefits
* Generally more conservative risk parameters
* Reduced overall borrow capacity compared to Isolated Mode

**Best for**: Users wanting to deploy diverse assets or manage complex portfolio strategies.

## Isolated Mode

Isolated Mode is a new feature that allows customized risk configurations for specific collateral/debt combinations in a single market.

Key characteristics:

* Single collateral asset requirement
* Single debt asset requirement
* Enhanced borrow capacity relative to Cross Mode
* Less restrictive risk parameters
* Available only for eligible asset pairs

**Best for**: Users seeking maximum leverage on specific collateral-debt pairs.

## Mode Selection Guide

Choose **Cross Mode** when:

* You want to cross-collateralize multiple assets
* You prefer maintaining diverse positions

Choose **Isolated Mode** when:

* You're targeting a specific collateral/debt pair
* You need greater liquidity access
* You want higher loan-to-value (LTV) ratios

## Toggling Between Modes

**From Isolated to Cross**: You can switch freely if Cross Mode has sufficient liquidity to support your position.

**From Cross to Isolated**: Requires an eligible collateral/debt combination. Not all asset pairs support Isolated Mode.

## Available Isolated Pairs (Beta)

<Note>
  Currently supported pairs include:

  * SOL/PYUSD (Main Market)
  * USDC/USDT (Main Market)
  * LST/SOL pairs (Main Market)

  Isolated Mode is in beta with limited pair availability. Additional pairs will be added progressively.
</Note>

## User Interface

Users will now see a Position Mode toggle in the UI, allowing seamless switching between modes based on your borrowing strategy and market conditions.

<img src="https://mintcdn.com/kamino-3d73a151/NzevHC-DHqHL6bdB/docs/images/borrow-lend/loan-mode-toggle.png?fit=max&auto=format&n=NzevHC-DHqHL6bdB&q=85&s=2ca1c95cee65d55c13012a9fa78f8383" alt="Position Mode Toggle" width="2080" height="898" data-path="docs/images/borrow-lend/loan-mode-toggle.png" />