> ## Documentation Index
> Fetch the complete documentation index at: https://kamino.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.
# Borrowing Assets
> Guide to borrowing assets on Kamino Lend after supplying collateral
After depositing assets as collateral into Kamino Lend, users can initiate borrowing through a straightforward process that involves selecting an asset, determining borrow amount, and monitoring loan-to-value (LTV) metrics.
## Borrowing Process
### Step 1: Select Asset and Initiate Borrow
Choose your desired asset from available options, then click the **Borrow button**. The interface displays how much yearly interest you will have to pay on your debt.
### Step 2: Input Borrow Amount
Enter the amount to borrow and review the resulting impact on your LTV ratio. The maximum borrowable amount depends on your specific supplied and borrowed asset combinations.
### Step 3: Monitor LTV Impact
Your position's loan-to-value ratio is critical:
* **Higher LTV**: Moves your position closer to liquidation risk
* **Lower LTV**: Creates a safer position with greater protection
Position details appear at the top of the lending market interface, showing real-time effects of your borrowing action.
## Risk Considerations
Borrowing carries liquidation risk. Your position becomes vulnerable when:
* Borrowed assets appreciate relative to collateral value
* Collateral depreciates relative to debt amount
For comprehensive liquidation details, reference the [Position Risk & Liquidations](/docs/products/borrow-lend/position-risk-and-liquidations) documentation.